1 thought on “What are the disadvantages of digital RMB”
Brittany
Digital RMB disadvantages: 1. The cost of issuing digital RMB is very large. Digital RMB from research and development to pilot promotion requires a lot of manpower and financial resources, and the carrier of digital RMB also needs to be continuously studied; 2. The possibility of digital RMB being stolen is also very high. If the public placed its property on a carrier of a digital RMB, if the carrier is lost, it will bring a lot of losses to the public; 3. Digital RMB. It is necessary to use computer and other smart network devices to operate. Relevant departments are monitored to prevent invasion, which is also a lot of costs. [Extended information] Digital RMB, also known as digital currency electronic payment is a legal currency in digital form issued by the People's Bank of China. The foundation, supports the loosening function of the bank account, is equivalent to paper banknote coins, has valuable characteristics and legal repayment, and supports controllable anonymous. The concept of digital RMB has two points, one is that digital RMB is a legal currency in digital form; the other is equivalent to paper banknotes and coins. And coin. It is mainly positioned as cash payment vouchers (M0), which will coexist with the real RMB for a long time. It is mainly used to meet the public's demand for digital form cash and help inclusive finance. The end of 2019, digital RMB began to pilot, including ten cities and the Beijing Winter Olympics scene in 2022. Some cities have also launched the use of digital RMB green travel, low -carbon red envelopes and other usage scenarios. In July 2021, the People's Bank of China released a Digital RMB white paper. As of December 31, 2021, the pilot scenario of the digital RMB has exceeded 8.851 million, with a total of 261 million personal wallets and a transaction amount of 87.565 billion yuan. Ad digital RMB advantages: 1. Digital RMB can save the cost of printing, transportation, distribution, recycling of banknotes, and save the space for renminbi in place; 2. Digital RMB is circulating in circulation In the process of the process of contacting the number of digital RMB carriers and carriers, the user needs to be more safe, and the paper may produce a lot of bacteria in circulation; It is easier to supervise and control.
Digital RMB disadvantages:
1. The cost of issuing digital RMB is very large. Digital RMB from research and development to pilot promotion requires a lot of manpower and financial resources, and the carrier of digital RMB also needs to be continuously studied;
2. The possibility of digital RMB being stolen is also very high. If the public placed its property on a carrier of a digital RMB, if the carrier is lost, it will bring a lot of losses to the public;
3. Digital RMB. It is necessary to use computer and other smart network devices to operate. Relevant departments are monitored to prevent invasion, which is also a lot of costs.
[Extended information]
Digital RMB, also known as digital currency electronic payment is a legal currency in digital form issued by the People's Bank of China. The foundation, supports the loosening function of the bank account, is equivalent to paper banknote coins, has valuable characteristics and legal repayment, and supports controllable anonymous.
The concept of digital RMB has two points, one is that digital RMB is a legal currency in digital form; the other is equivalent to paper banknotes and coins. And coin. It is mainly positioned as cash payment vouchers (M0), which will coexist with the real RMB for a long time. It is mainly used to meet the public's demand for digital form cash and help inclusive finance.
The end of 2019, digital RMB began to pilot, including ten cities and the Beijing Winter Olympics scene in 2022. Some cities have also launched the use of digital RMB green travel, low -carbon red envelopes and other usage scenarios. In July 2021, the People's Bank of China released a Digital RMB white paper. As of December 31, 2021, the pilot scenario of the digital RMB has exceeded 8.851 million, with a total of 261 million personal wallets and a transaction amount of 87.565 billion yuan.
Ad digital RMB advantages:
1. Digital RMB can save the cost of printing, transportation, distribution, recycling of banknotes, and save the space for renminbi in place;
2. Digital RMB is circulating in circulation In the process of the process of contacting the number of digital RMB carriers and carriers, the user needs to be more safe, and the paper may produce a lot of bacteria in circulation; It is easier to supervise and control.